Compare Personal Checking Accounts

white down arrow

Choose the accounts you want to compare.

Choose up to 4 checking accounts to compare.

You've chosen 1 of 4 account(s) to compare

Extreme Checking

Our most dynamic account

Begin Application

NOW Checking

An interest-bearing account that compounds monthly

Begin Application

Priceless Checking

The no-frills checking account

Begin Application

Prime Time Checking

An account offering an impressive interest rate for seniors

Begin Application

Debit & Credit Cards

Prepaid Mastercard®

Select another account to compare

Rates

First tier variable rate on balances up to $20,000.99

Second tier variable rate on balances above $20,0001.00

Compounded Monthly.

Variable interest rates.

Compounded Monthly.

N/A

Variable interest rates.

Compounded monthly.

Interest Earned

Yes

Yes

 

No

Yes

Fees

No

$7.50 monthly fee on balances below $1,000

No

No

Opening Deposit

$100 opening balance

$100 opening balance

$100 opening balance

$100 opening balance

Free Debit Card

Yes

Yes

Yes

Yes

Online & Mobile Banking

Yes

Yes

Yes

Yes

Unlimited Check Writing

Yes

Yes

Yes

Yes

ATM Refund Fee

Up to $15 of ATM fees refunded per qualification cycle

No refunds

No refunds

No Refunds

Imaged Checks in Statements

Check images are automatically included on statement

Check images are automatically included on statement

Check images are automatically included on statement

Check images are automatically included on statement

Minimum Balance

No minimum balance required

$1,000

No minimum balance required

No minimum balance required. $1,000 minimum balance to earn interest.

No minimum balance

Base Rates

Applies to non-qualified cycles

N/A

N/A

N/A

Requirements & Important Information

  • To be eligible for ATM fee refunds and interest, account holder must meet four requirements:
  1. 10 GSB MasterCard debit card transactions. Transactions must be posted and cleared per qualification cycle. ATM transactions do not qualify.
  2. One direct deposit or ACH auto payment, including direct deposit of payroll; social security and other government benefits and tax refunds; direct payment of consumer bills such as mortgages, loans, utility bills, and insurance premiums; e-checks and e-commerce payments; state and local tax payments. The transaction must post and clear per qualification cycle.
  3. Access online banking at least one time during qualification cycle.
  4. Receive an e-statement.

Rates may change.

Fees could reduce earnings.

Fees could reduce earnings.

Rates may change.

Fees could reduce earnings.

Must be 62 or better.

Open an Account

Opening an account is safe, simple and secure.

Begin Deposit Application Begin Loan Application
Find a Branch or ATM

We’d love to talk with you face-to-face. Stop by your local branch today.

Our Locations
Send a Message

Questions? Comments? We’d love to hear from you.

Contact Us
Our Blog
Bank Safe: Holiday Scams

Bank Safe: Holiday Scams

The holiday season is a time for gratitude, giving thanks, family, and cherished traditions. Unfortunately, it’s also peak time for […]

Give the Gift of Shopping Local This Holiday Season

Give the Gift of Shopping Local This Holiday Season

At Grand Savings Bank, supporting local businesses helps keep us engaged with our community, without whom we wouldn’t have all […]

Honoring Our Heritage: A Legacy of Community and Growth

Honoring Our Heritage: A Legacy of Community and Growth

At Grand Savings Bank, our commitment to the communities we serve is unwavering. Since the opening of our first location […]

View All Articles