Compare Personal Checking Accounts

First tier variable rate on balances less than $25,000.00: Interest Rate 4.00% / APY 4.07%, if qualifications are met.

Portions of balances equal to or greater than $25,000.01 earn an Interest Rate of 0.05%; the blended APY ranging from 4.07% to .05% depending on the account balance.

Base rate applies to non-qualified cycles: Interest Rate 0.20% / APY 0.20%.

Compounded Monthly.

Yes

No

$100 opening balance

Yes

Yes

Yes

Up to $15 of ATM fees refunded per qualification cycle

Check images are automatically included on statement

No minimum balance required

Applies to non-qualified cycles

To be eligible for ATM fee refunds and interest, account holder must meet five requirements:

• 15 GSB MasterCard debit card transactions greater than or equal to $5.00 each that post and clear per qualification cycle. ATM transactions do not apply.
• One ACH Automatic Credit. ACH Deposits include direct deposit of payroll; Social Security and other government benefits and tax refunds; The transaction must post and clear per qualification cycle.
• Access online banking at least 1 time during your qualification cycle.
• Receive an e-statement.
• The Qualification Period will be considered from items posted to your account during the statement cycle. ATM fees will not be refunded on the account if the minimum monthly activity is not performed during this period.

Rates may change.

Fees could reduce earnings.