IRAs

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Your Future Begins Today

It’s never too early—or too late—to start planning for retirement. At GSB, we’ve got the tools and expertise to figure out the best plan for you.

An Individual Retirement Account (IRA) lets you save with strategy, allowing significant tax advantages if done properly.

  • With a Traditional IRA, you can write your contributions off on your taxes. You won’t pay taxes on your savings until you withdraw them during retirement.
  • A Roth IRA lets you contribute money that has already been taxed, so when you retire, you’ll be able to keep your savings.
  • IRA rollovers let you transition 401(k) contributions into an IRA without suffering a withdrawal penalty.

 

There’s a lot to consider when making a retirement plan. Our financial experts want to work with you to make your golden years as bright as they can be.

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What's Included?

  • Fixed interest rate, compounding quarterly
  • Access to GSB Online and Mobile Banking
  • Available in 12-month, 18-month, and 30-month terms
  • $1,000 minimum balance to obtain interest

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No matter your savings goal, GSB is here to help you meet it. Here are a few tools to help you start your journey.

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