IRAs

Fixed Interest Rates

Your rate will never decrease.
Small Minimum Balance

Get started with just $50.
No Maintenance Fees

It shouldn’t cost you to prepare for your future.
Access to Online and Mobile Banking

Keep track of your savings and watch your nest egg grow.

Overview

Your Future Begins Today

It’s never too early—or too late—to start planning for retirement. At GSB, we’ve got the tools and expertise to figure out the best plan for you.

An Individual Retirement Account (IRA) lets you save with strategy, allowing significant tax advantages if done properly.

With a Traditional IRA, you can write your contributions off on your taxes. You won’t pay taxes on your savings until you withdraw them during retirement.
A Roth IRA lets you contribute money that has already been taxed, so when you retire, you’ll be able to keep your savings.
IRA rollovers let you transition 401(k) contributions into an IRA without suffering a withdrawal penalty.

There’s a lot to consider when making a retirement plan. Our financial experts want to work with you to make your golden years as bright as they can be.

Find Your Local Branch

Features

What's Included?

Fixed interest rate, compounding quarterly
Access to GSB Online and Mobile Banking
Available in 12-month, 18-month, and 30-month terms
$1,000 minimum balance to obtain interest

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