Privacy Policy

What does Grand Savings Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business: to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Grand Savings Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

For our everyday business purposes – To process your transactions, maintain your account, and report to credit bureaus
Does Grand Savings Bank share? – Yes
Can you limit this sharing? – No

For our marketing purposes – To offer our products and services to you
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share

For joint marketing with other financial companies
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share

For our affiliates’ everyday business purposes – Information about your transactions and experiences
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share

For our affiliates’ everyday business purposes – Information about your creditworthiness
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share

For our affiliates to market to you
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share

For non-affiliates to market to you
Does Grand Savings Bank share? – No
Can you limit this sharing? – We don’t share


Who we are

Grand Savings Bank
Oklahoma and Arkansas


What we do

How often does Grand Savings Bank notify me about their practices?

We must notify you about our sharing practices when you open an account and each year while you are a customer.

How does Grand Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Grand Savings Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit sharing only for

  • Affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates to market to you
  • Non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Everyday business purposes

The actions necessary by financial companies to run their business and manage customer accounts, such as:

  • Processing transactions, mailing, and auditing services
  • Providing information to credit bureaus
  • Responding to court orders and legal investigations

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Grand Savings does not share with affiliates so they can market to you.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Grand Savings Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Grand Savings Bank does not jointly market.


Contact Us

Call 918-786-2203 or 1-800-460-2070

Revised: July 2016
Reviewed: August 2019

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