Compare Personal Checking Accounts

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Grand Rewards Checking

Our most dynamic account

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Basic Checking

The no-frills checking account

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Rates

First tier variable rate on balances up to $25,001.00

Second tier variable rate on balances above $25,000.09

Compounded Monthly.

N/A

Interest Earned

Yes

No

Fees

No

No

Opening Deposit

$100 opening balance

$100 opening balance

Free Debit Card

Yes

Yes

Online & Mobile Banking

Yes

Yes

Unlimited Check Writing

Yes

Yes

ATM Refund Fee

Up to $15 of ATM fees refunded per qualification cycle

No refunds

Imaged Checks in Statements

Check images are automatically included on statement

Check images are automatically included on statement

Minimum Balance

No minimum balance required

No minimum balance required

Base Rates

Applies to non-qualified cycles

N/A

Requirements & Important Information

To be eligible for ATM fee refunds and interest, account holder must meet five requirements:

  • 15 GSB MasterCard debit card transactions greater than or equal to $5.00 each that post and clear per qualification cycle. ATM transactions do not apply.
  • One ACH Automatic Credit. ACH Deposits include direct deposit of payroll; Social Security and other government benefits and tax refunds; The transaction must post and clear per qualification cycle.
  • Access online banking at least 1 time during your qualification cycle.
  • Receive an e-statement.
  • The Qualification Period will be considered from items posted to your account during the statement cycle. ATM fees will not be refunded on the account if the minimum monthly activity is not performed during this period.

Rates may change.

Fees could reduce earnings.

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