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Debit & Credit Cards
Prepaid Mastercard®
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Rates
First tier variable rate on balances up to $20,000.99
Second tier variable rate on balances above $20,0001.00
Compounded Monthly.
Variable interest rates.
Compounded Monthly.
N/A
Variable interest rates.
Compounded monthly.
Interest Earned
Yes
Yes
No
Yes
Fees
No
$7.50 monthly fee on balances below $1,000
No
No
Opening Deposit
$100 opening balance
$100 opening balance
$100 opening balance
$100 opening balance
Free Debit Card
Yes
Yes
Yes
Yes
Online & Mobile Banking
Yes
Yes
Yes
Yes
Unlimited Check Writing
Yes
Yes
Yes
Yes
ATM Refund Fee
Up to $15 of ATM fees refunded per qualification cycle
No refunds
No refunds
No Refunds
Imaged Checks in Statements
Check images are automatically included on statement
Check images are automatically included on statement
Check images are automatically included on statement
Check images are automatically included on statement
Minimum Balance
No minimum balance required
$1,000
No minimum balance required
No minimum balance required. $1,000 minimum balance to earn interest.
No minimum balance
Base Rates
Applies to non-qualified cycles
N/A
N/A
N/A
Requirements & Important Information
- To be eligible for ATM fee refunds and interest, account holder must meet four requirements:
- 10 GSB MasterCard debit card transactions. Transactions must be posted and cleared per qualification cycle. ATM transactions do not qualify.
- One direct deposit or ACH auto payment, including direct deposit of payroll; social security and other government benefits and tax refunds; direct payment of consumer bills such as mortgages, loans, utility bills, and insurance premiums; e-checks and e-commerce payments; state and local tax payments. The transaction must post and clear per qualification cycle.
- Access online banking at least one time during qualification cycle.
- Receive an e-statement.
Rates may change.
Fees could reduce earnings.
Fees could reduce earnings.
Rates may change.
Fees could reduce earnings.
Must be 62 or better.
Opening an account is safe, simple and secure.
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