Extreme Money Market Disclosure

Rate Information: This Account is an interest bearing account. If the daily balance is more than $2,499.99, but less than $25,000.00, the interest rate paid on the entire balance in the account will be 2.00% with an annual percentage yield of 2.02%. If the daily balance is more than $24,999.99, but less than $100,000.00, the interest rate paid on the entire balance in the account will be 2.40% with an annual percentage yield of 2.43%. If the daily balance is more than $99,999.99, but less than $250,000.00, the interest rate paid on the entire balance in the account will be 2.75% with an annual percentage yield of 2.78%. If the daily balance is more than $249,999.99 the interest rate paid on the entire balance in the account will be 3.00% with an annual percentage yield of 3.04%.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at anytime. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account.

Account Fees: $15.00 monthly service charge below minimum of $2500.00 any day of the service cycle. A $5.00 fee applies for each item in excess of 6 per statement.

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