Skip Navigation

How to Protect Your Debit Card Information

by GSB Team

There are many techniques that thieves use to obtain your debit card information.

  • Good old-fashioned spying. Thieves will utilize cameras near ATMs and gas pumps or simply look over your shoulder as you enter your pin number at the grocery store checkout.
  • Phishing emails can look legitimate.  Be careful when receiving an unsolicited email asking for your account number, debit card number, and pin number.  Clicking on a link and entering personal information is giving them the data they are seeking.
  • Thieves use keylogging software on public Wi-Fi to obtain your name, debit card number and pin when you bank or shop online.
  • Skimming devices can be placed on ATMs, gas pumps or store card readers, like grocery stores or restaurants.  These devices obtain your card information and pin number.

Thieves then use the debit card information obtained to create a counterfeit card or make fraudulent purchases.

Consumers reported $905 million in total fraud losses in 2017, a 21.6% increase over 2016. The with a median amount lost was $429. (source: Experian)

There are some simple habits that can reduce your odds of falling victim to debit card fraud:

  • Monitor your accounts.  Sign up for text and/or email alerts so you can catch debit card fraud early.
  • If you get a message that your account might have been breached, don’t ignore it.  Get a new card and change your pin.
  • Use Private Wi-Fi when shopping or banking on secure websites. The ‘S’ at the end of HTTPS stands for ‘Secure’. It means all communications between your browser and the website are encrypted.
  • Use ATMs selectively.  Watch for signs of tampering (signs of tape or scratches on it).  Select ATMs that are in busy, well lit, secure or monitored locations.
  • If suspicious people are around, block the view or go to a different location to use your debit card.
  • Don’t carry your pin in your wallet, purse or pocket – or write it on the card.  Memorize your pin.

If your card gets hacked, don’t panic, tell us right away!  Report lost, stolen or compromised Grand Savings Bank debit cards by calling 888-297-3416.

For international calls, please call 206-352-4990.

Open an Account

Opening an account is safe, simple and secure.

Begin Deposit Application Begin Loan Application
Find a Branch or ATM

We’d love to talk with you face-to-face. Stop by your local branch today.

Our Locations
Send a Message

Questions? Comments? We’d love to hear from you.

Contact Us
Our Blog
CyberSecure Holiday Shopping

CyberSecure Holiday Shopping

Holiday shopping season is in full force.  Unfortunately, it’s the season for online scammers as well.  These scammers want to […]

GRAND Businesses for Small Business Saturday

GRAND Businesses for Small Business Saturday

Saturday, November 30th is the day set aside to highlight our small businesses and celebrate all they offer to our […]

GSB Announces Grand Ambassador of the Year

GSB Announces Grand Ambassador of the Year

Grand Savings Bank is excited to announce Kristin Robinson, a CSR at our Siloam Springs location, as the Grand Ambassador […]

Grand Savings Bank has no control over any website hyperlinked to or from this website. Our Terms of Use linked at the bottom of our website explains your agreement when you access such third party sites. Grand Savings Bank is not responsible for your use of a hyperlinked site.